Forms · Signatures · Audit trails

Fill, sign & prove it — all in one place.

SignTrail turns tedious authorization forms into a fast, guided signing flow — complete with a legally-binding audit certificate for every document.

No setup Legally binding Audit certificate
ACH Authorization Completed
Business Name
Acme Services LLC
Bank Name
National Bank
Amount
$250.00
Signature
Jordan Blake
Audit trail recorded
Signed in 30s

Trusted by payment teams and merchants nationwide

NorthlineCadenceHarbor ISOMeridianVantageClearwater
30s
Average time to sign
100%
Documents with audit trail
256-bit
Encryption in transit
0
Accounts needed to sign
Signing experience

A signing flow your customers actually finish

No downloads, no accounts, no confusion. Recipients open a secure link, review the pre-filled ACH form, adopt a signature by typing or drawing, and they're done — usually in under a minute.

  • Works on phone, tablet and desktop
  • Type or hand-draw a signature
  • Guided fields prevent missed info
A signing flow your customers actually finish
Sign anywhere, any device
Proof & compliance

Every signature comes with court-ready proof

SignTrail automatically builds a Certificate of Completion for each envelope — a timestamped record of who did what, when, and from where, including IP and location verification against the merchant address.

  • Chronological, timestamped events
  • IP + location verification
  • Bundled into one downloadable PDF
SignTrail
Certificate of Completion
  1. Envelope Created
    05/14/2025 · 10:42 AM EST · IP 72.14.201.5
  2. Location Verified
    05/14/2025 · 10:42 AM EST · IP 72.14.201.5
  3. Document Signed
    05/14/2025 · 11:15 AM EST · IP 72.14.201.5
  4. Envelope Completed
    05/14/2025 · 12:08 PM EST · IP 72.14.201.5

Everything you need to get a document signed

Built for merchants, brokers and back-office teams who need clean records — fast.

Fill forms in minutes

Prefilled, guided ACH authorization forms. No more messy PDFs or reprinting.

Type or draw to sign

Legally binding e-signatures adopted by typing a name or drawing on any device.

Complete audit trail

Every view, sign and completion is timestamped with IP — captured in a Certificate of Completion.

Download & combine

Grab the signed document, the certificate, or merge everything into one PDF.

ID / license capture

Attach a government ID that gets embedded right into the signed record.

Shareable signing links

Send a secure link — no account needed for the person signing.

Made for the teams that live in authorizations

Whether you process payments or run a growing business, SignTrail fits into the way you already work.

Payment processors

Collect ACH authorizations from merchants with a clean, branded, compliant flow.

Brokers & ISOs

Send signing links to clients and get signed forms back without the phone tag.

Small businesses

Authorize recurring debits and keep a tidy paper trail for every account holder.

Back-office teams

Standardize forms, reduce errors, and store every record in one searchable place.

Business owner using SignTrail
Security & compliance

Proof built into every signature

SignTrail doesn't just collect a signature — it captures the evidence that makes it defensible.

Identity capture

Attach a government-issued ID to lock a signature to a real person.

Location verification

Each signing event is checked against the merchant's address and IP.

Encrypted storage

Documents and certificates are stored securely with encryption in transit.

Immutable timeline

A tamper-evident sequence of created, verified, signed and completed events.

Three steps to a signed record

01

Fill the form

Enter merchant, bank and transaction details in a clean guided form.

02

Send the link

Share a secure signing link with the account holder to sign anywhere.

03

Get the record

Download the signed PDF and a legally-binding audit certificate.

Loved by the people who send and sign

"We cut our authorization turnaround from days to minutes. The certificate at the end is what sold our compliance team."
MRMarcus ReedOps Lead, Northline Payments
"Sending a link and getting a signed ACH form back with a full audit trail is exactly what we needed. Zero training required."
PNPriya NairFounder, Cadence Billing
"The location and ID verification gives us confidence every signature holds up. It just works."
DWDana WhitfieldRisk Manager, Harbor ISO

Frequently asked questions

Contact us to create your account

SignTrail accounts are set up by our team so we can tailor your forms and audit settings. Send us a note and we'll get you onboarded.

Email uscontact@signtrail.com
Personalized onboarding
Custom forms & audit settings
White-glove support

Request an account